Employers’ Liability is a policy which pays legal fees and compensation awards in the event of an employee pursuing a claim against your business as a result of them suffering an injury or disease caused under your employment. As a business owner, the loss of any member of your team can be incredibly disruptive and potentially costly to the business. Employers Liability provides no protection against this.
A Group Personal Accident Policy covers your Directors and Employees in the event of an accident which results in death, or permanent or temporary disablement, with a scale of benefits included for other injuries such as loss of speech, hearing, limbs, etc.
As the Policyholder, the benefit is paid to you, the business. You can then choose whether the benefit payable is passed on to the injured party (or their estate), or retained within the business to assist with increased costs; seeking temporary cover or replacement at a difficult time. Many policies will also cover rehabilitation, private therapy and such alike, in order to aid a rapid recovery for your valued staff, reducing the downtime and impact to your business.
A number of our partner insurers include Personal Accident Cover as standard for certain trades within the Construction Industry, providing added protection for your business. Where this cover isn’t available as a package, we have an enviable range of solutions available which can include Business Travel and holiday travel for Directors and their families, free of charge. Cover is fully tailored to your exact needs and the protection required.
Would you like a quote for Personal Accident Cover?
Contact our team today to get the best possible cover, at the best possible price!
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