Piling & Foundation Contractors

Centricity understand the unique challenges and risks involved with Piling & Foundations and deliver a suite of products to ensure your business is fully protected in the event of a loss with extensions not widely offered or understood. Put simply, our cover and knowledge goes that little bit deeper!

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Industry Solutions » Piling & Foundation Contractors

Key insurance products for Piling & Foundation Contractors industry

Our experienced team are here to advise on the most appropriate covers for your unique business needs at every stage but some of the key products are detailed below.

Combined Liability

As a business, protecting your people should be an absolute priority and of course you will do all you can…

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Contractors Plant

Whilst your policy can’t prevent loss or damage to your plant and equipment, the way it responds in the event…

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Motor Fleet

Fed up of being told there’s nothing you can do to prevent soaring motor insurance claims costs and in turn…

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Professional Indemnity

There’s no denying that the PI Market has posed it’s challenges over recent years for many sectors, especially those involved…

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Excess of Loss

Our experienced team have vast knowledge in the Excess of Loss market allowing them to structure a portfolio of cover…

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Pollution & Environmental Liability

Environmental and Pollution liability insurance will protect your business from costly expenses associated with pollution. It goes beyond standard Commercial…

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What Our Clients Say

"We recently renewed our motor insurance through Centricity, and I have to say Neve was exceptional from start to finish.   Not only did she secure us a fantastic deal, she reduced our premium by over 25% compared to last year, a significant saving for the business. What impressed me most wasn’t just the price, but the added value. Neve proactively included benefits we didn’t previously have, such as breakdown cover, ensuring we are far better protected without increasing our costs.   The whole process was efficient, transparent and completely stress-free. Neve took the time to understand our needs as a growing business and delivered a solution that genuinely works for us.   Professional, responsive and commercially sharp, I wouldn’t hesitate to recommend Neve and the Centricity team."

Luca Malavasi

Monte Forte

"I moved to Centricity two years ago, they saved the business a considerable amount of money and also gave me better insurance cover. Would highly recommend them to anyone in the security industry!"

James Brooks

A1 Security Protection Ltd

"Having many years’ experience in financial services, working with Centricity was an excellent experience from start to finish.  They took the time to understand my needs, explained all my options clearly, and found coverage that perfectly fit my situation and budget.  Their responsiveness and attention to detail made the entire process smooth and stress-free.  I truly felt like they had my best interests at heart and would highly recommend their services to anyone looking for knowledgeable and reliable insurance support."

E Lowe

The Horsham Mortgage Centre

Our 360 Promise

At Centricity, we pride ourselves on delivering exceptional service to our clients.

That’s why we created the 360 Promise—to ensure consistent quality, proactive support, and unmatched responsiveness at every step.

We promise to be there when you need us, provide rapid documentation, and take a proactive approach to secure the best outcomes for your business.

24/7 Support

24/7 Direct Dial numbers for your account management
24/7 claims reporting line and emergency assistance

Fast Documentation & Communication

Cover Changes actioned & acknowledged the same business day
Queries handled same day and resolved within 7 days
Confirmation of Cover or Renewal sent the same day
Employers Liability Certificate issued within 7 days
Policy Documents issued within 14 days of inception/renewal

Proactive & Comprehensive Service

Pre-Renewal contact at least two months before renewal
Complimentary Collateral Warranty checking
Claims settlements made within 7 days of offer acceptance
Claims reported to Insurers the same business day 
CentriCity
Piling & Foundation Contractors

Frequently Asked Questions

Find clear answers to tailored insurance cover for Piling & Foundation Contractors risks.

Does standard commercial insurance cover damage to superstructures during piling works?

No, most standard insurance policies explicitly exclude above-ground damage caused by piling & foundation work. Centricity Corporate Insurance Brokers provide tailored solutions for Damage to Superstructures Extensions.

What are Rip and Tear costs in piling and foundation insurance?

Rip and Tear refers to the financial cost of breaking open or dismantling perfectly good, undamaged surrounding materials to access and repair a hidden structural defect. Centricity provides specialist Rip & Tear Extensions to cover the heavy labour, material, and reinstatement costs involved in accessing hidden project damage.

Can piling contractors get insurance cover for defective workmanship?

Yes. While standard policies only cover sudden external accidents, Centricity Brokers provide a range of options and insured limits for Defective Workmanship Extensions. This ensures that if an installation error occurs—such as improper concrete pouring leading to structural cracking—the cost of repair to the surrounding project is fully covered.

Does standard Contract Works insurance cover the cost of testing and re-driving failed piles?

No, testing and re-driving stability piles after an installation issue is usually excluded under standard commercial policies. Centricity Corporate Insurance Brokers offer Piling Guarantee Extensions that cover the costs of repairing, replacing, or strengthening defective piles where covered under the policy and extension.

Coverage / Risk Exclusion Piling Guarantee Extension Standard Policy Limit Standard policies typically exclude structural failures resulting from pile failure. Centricity Specialised Cover Included – Covers damage or failure involving foundation piling works.
Coverage / Risk Exclusion Damage to Superstructures Standard Policy Limit Often limited to below-ground impacts, excluding the actual framework above. Centricity Specialised Cover Included – Full accidental damage cover extending to the above-ground building structure.
Coverage / Risk Exclusion Rip & Tear Extension Standard Policy Limit Access costs to reach a defect are usually excluded, only the direct fix is covered. Centricity Specialised Cover Included – Covers the full cost of removing and replacing undamaged property to access repairs.
Coverage / Risk Exclusion Defective Workmanship Extension Standard Policy Limit Standard public liability strictly excludes damage arising directly from faulty craft. Centricity Specialised Cover Included – Extends policy indemnity to cover consequential damage caused by faulty workmanship.

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