"Centricity very efficiently handled the renewal of our business insurance and saved us money into the bargain. Very satisfied and would recommend."
G Hartley
Piries Bar Ltd
Key insurance products for Piling & Foundation Contractors industry
Our experienced team are here to advise on the most appropriate covers for your unique business needs at every stage but some of the key products are detailed below.
Combined Liability
As a business, protecting your people should be an absolute priority and of course you will do all you can…
Find out moreContractors Plant
Whilst your policy can’t prevent loss or damage to your plant and equipment, the way it responds in the event…
Find out moreMotor Fleet
Fed up of being told there’s nothing you can do to prevent soaring motor insurance claims costs and in turn…
Find out moreProfessional Indemnity
There’s no denying that the PI Market has posed it’s challenges over recent years for many sectors, especially those involved…
Find out moreExcess of Loss
Our experienced team have vast knowledge in the Excess of Loss market allowing them to structure a portfolio of cover…
Find out morePollution & Environmental Liability
Environmental and Pollution liability insurance will protect your business from costly expenses associated with pollution. It goes beyond standard Commercial…
Find out moreWhat Our Clients Say
"We have used Becky, MD at Centricity, for several years and have been extremely satisfied with the service provided. Not only are they very competitive but you receive a second to none back up service! Nothing is ever too much. We have progressively expanded over the years and Becky has been with us every step of the way ensuring our cover reflects our ever-changing needs. "
MD, CA Drillers Ltd
"Centricity have been a fantastic insurance broker, for myself personally and with my business also. They are friendly and extremely helpful and very knowledgeable with all the different insurance products they can offer at competitive prices. They are my first point of call and have recommended them many times due to the ease and professionalism that offer taking away and stress and advising and comparing/securing products."
Blake Aldridge OLY
Diving Olympic Finalist
Our 360 Promise
At Centricity, we pride ourselves on delivering exceptional service to our clients.
That’s why we created the 360 Promise—to ensure consistent quality, proactive support, and unmatched responsiveness at every step.
We promise to be there when you need us, provide rapid documentation, and take a proactive approach to secure the best outcomes for your business.
24/7 Support
24/7 Direct Dial numbers for your account management
24/7 claims reporting line and emergency assistance
Fast Documentation & Communication
Cover Changes actioned & acknowledged the same business day
Queries handled same day and resolved within 7 days
Confirmation of Cover or Renewal sent the same day
Employers Liability Certificate issued within 7 days
Policy Documents issued within 14 days of inception/renewal
Proactive & Comprehensive Service
Pre-Renewal contact at least two months before renewal
Complimentary Collateral Warranty checking
Claims settlements made within 7 days of offer acceptance
Claims reported to Insurers the same business day
Piling & Foundation Contractors
Frequently Asked Questions
Find clear answers to tailored insurance cover for Piling & Foundation Contractors risks.
Does standard commercial insurance cover damage to superstructures during piling works?
No, most standard insurance policies explicitly exclude above-ground damage caused by piling & foundation work. Centricity Corporate Insurance Brokers provide tailored solutions for Damage to Superstructures Extensions.
What are Rip and Tear costs in piling and foundation insurance?
Rip and Tear refers to the financial cost of breaking open or dismantling perfectly good, undamaged surrounding materials to access and repair a hidden structural defect. Centricity provides specialist Rip & Tear Extensions to cover the heavy labour, material, and reinstatement costs involved in accessing hidden project damage.
Can piling contractors get insurance cover for defective workmanship?
Yes. While standard policies only cover sudden external accidents, Centricity Brokers provide a range of options and insured limits for Defective Workmanship Extensions. This ensures that if an installation error occurs—such as improper concrete pouring leading to structural cracking—the cost of repair to the surrounding project is fully covered.
Does standard Contract Works insurance cover the cost of testing and re-driving failed piles?
No, testing and re-driving stability piles after an installation issue is usually excluded under standard commercial policies. Centricity Corporate Insurance Brokers offer Piling Guarantee Extensions that cover the costs of repairing, replacing, or strengthening defective piles where covered under the policy and extension.
| Coverage / Risk Exclusion | Standard Commercial Policy | Centricity Specialised Cover |
|---|---|---|
| Coverage / Risk Exclusion Piling Guarantee Extension | Standard Policy Limit Standard policies typically exclude structural failures resulting from pile failure. | Centricity Specialised Cover Included – Covers damage or failure involving foundation piling works. |
| Coverage / Risk Exclusion Damage to Superstructures | Standard Policy Limit Often limited to below-ground impacts, excluding the actual framework above. | Centricity Specialised Cover Included – Full accidental damage cover extending to the above-ground building structure. |
| Coverage / Risk Exclusion Rip & Tear Extension | Standard Policy Limit Access costs to reach a defect are usually excluded, only the direct fix is covered. | Centricity Specialised Cover Included – Covers the full cost of removing and replacing undamaged property to access repairs. |
| Coverage / Risk Exclusion Defective Workmanship Extension | Standard Policy Limit Standard public liability strictly excludes damage arising directly from faulty craft. | Centricity Specialised Cover Included – Extends policy indemnity to cover consequential damage caused by faulty workmanship. |